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1. E-NAIRA AND IT’S IMPLICATIONS ON THE FINTECH SECTOR

Background of the study

Financial service delivery is progressively merging with developing technologies in Nigeria, resulting in the already well-known 'financial technology.' Fintech was not a thing a few years ago, or rather, there was a significant gap betwe...

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2. PUBLIC PERCEPTION OF NIGERIA ELECTRONIC NAIRA (E-NAIRA). A STUDY OF KANO METROPOLIS.

​​​​​​Without a doubt, the global financial system is embracing the current technological transformation from physical currency to practically virtual currencies. In recent years, rapid technological innovation and new business models have led in a slew of novel retail payment methods. These deve...

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3. AN INVESTIGATION OF ELECTRONIC BANKING AND ITS IMPLICATIONS IN NIGERIA BANKS

Background to the study

Electronic banking in Nigeria has been considered by many, particularly economists, as having significant ramifications for the Nigerian economy, particularly the banking industry, over time. Nigeria's economy has benefited g...

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4. FINANCIAL RECORD KEEPING AND CHALLENGES IN MICRO FINANCE BANKS

BACKGROUND TO THE STUDY

Micro-finance is the supply of loans, savings, and other basic financial services to the poor. People living in poverty, like everyone else, need a diverse range of financial instruments to run their business, build assets, stabi...

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5. AN INVESTIGATION OF OPERATIONAL PROBLEMS FACING MICRO FINANCE BANK

 BACKGROUND OF STUDY

Nigeria is a country rich in natural and human resources, with a population of more than 140 million people primarily engaged in agriculture and small-scale business. Micro, small, and medium-sized firms (MSMEs) and both peasa...

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6. ANALYSIS OF INSURANCE AWARENESS AND INSURANCE PERFORMANCE IN THE NIGERIAN ECONOMY

Background Of The Study

The insurance business serves as the backbone of Nigeria's risk management system. Insurance companies are non-bank financial businesses that play an essential role in financial intermediation within the financial system of a...

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7. THE CAPITAL MARKET AND ITS IMPACT ON THE NIGERIAN ECONOMY, WITH SPECIAL EMPHASIS ON THE NIGERIAN STOCK EXCHANGE

BACKGROUND OF THE STUDY

A formal and active capital market exists in Nigeria. Prior to 1961, practically all formal savings and deposits flowed through t...

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8. INVESTIGATION ON THE RISK ATTACHED TO USING E-NAIRA IN NIGERIA

Background of the study

Connection to the financial system is very important to different economies in the world. Digital currencies have attracted strong interest in recent years and have the potential to become widely adopted for use in making payment...

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9. PUBLIC PERCEPTION OF NIGERIA ELECTRONIC NAIRA (E-NAIRA). A STUDY OF KANO METROPOLIS.

Background of the study

Without a doubt, the global financial system is embracing the current technological transformation from physical currency to practically virtual currencies. In recent years, rapid technological innovation and new business models...

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10. THE BENEFIT OF E-NAIRA TO UNBANKED NIGERIANS

Background of the study

Many millions, if not billion of people will be able to use a range of convenient, accessible, and dependable financial instruments for the first time in the not-too-distant future, regardless of their proximity to tradition...

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11. THE IMPACT OF ENAIRA IN TRACKING MONEY LAUNDERING AND FRAUD IN NIGERIA

Background of the study 

The promotion of cashless policies has become a driving factor for global economies to investigate currency digitalization as it fast tracks online transactions. Various uses of e-transaction, includin...

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12. THE IMPACT OF E-NAIRA ON DEPOSIT MONEY BANK

Background of the study

Banks are a vital part of every economy. It is the driving force behind society and economic progress. The importance of banking services to any economy's growth and development cannot be overstated. Prior to the introduction...

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13. THE IMPACT OF E-NAIRA ON FINANCIAL INCLUSION

Background of the study

The availability and equality of opportunities to receive financial services are characterized as financial inclusion. It's a method for individuals and organizations to obtain relevant, inexpensive, and timely financial good...

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14. THE IMPACT OF E-NAIRA ON POS BUSINESS IN NIGERIA

Background of the study  

In recent years, rapid technical advancement and new business models have led in a slew of novel retail payment options. These advancements are raising the possibility of significant changes in the re...

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15. THE INFLUENCE OF E-NAIRA AND SMALL BANKS SURVIVAL

Background of the study

A bank is a financial organization that collects deposits and puts those deposits into lending activities, either directly or through capital markets (Uremadu, S. 2012). Customers with capital shortages are linked to customers wi...

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16. THE POSSIBLE CHALLENGES IN THE USE OF ENAIRA PLATFORM

Background Of The Study

Considering the rapid technological advancement and financial market evolution, a lot of innovative transactional products have emerged in recent years. According to McKarles (2019), the global financial system has clearly embrac...

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17. THE RELEVANCE OF E-NAIRA PLATFORM TO COOPERATE ORGANIZATIONS

Background Of The Study

Digital currencies are money that exist entirely as electronic data and do not exist in physical form, but serve the core functions of money, such as being a unit of account, a store of value, and a means of exchange. As a result...

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18. THE RELEVANCE OF E-NAIRA PLATFORM TO SMES IN NIGERIA

Background Of The Study

Apparently, the global financial system is embracing the present technological transformation from physical cash to practically virtual currencies. The birth of digital currencies has been ushered in by this wave. According...

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19. THE EFFECTIVENESS OF MONETARY POLICY IN ACHIEVING PRICE STABILITY IN NIGERIAN ECONOMY

BACKGROUND TO THE STUDY

Research on effectiveness of monetary policy on economic variables in Nigerian economy has for long been of interest to economist...

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20. THE IMPACT OF CASHLESS POLICY ON ECONOMIC GROWTH OF NIGERIA

Background Of The Study

The introduction of electronic banking, online transactions and mobile banking in Nigeria has paved way for a new era of development where the use and demand for physical cash is gradually declining. These recent evolution of tec...

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21. CASHLESS POLICY AND ITS IMPACT ON ECONOMIC GROWTH OF NIGERIA

Background Of The Study

The introduction of electronic banking, online transactions and mobile banking in Nigeria has paved way for a new era of development where the use and demand for physical cash is gradually declining. These recent evolution of tec...

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22. THE 25 BILLION RECAPITALIZATION BY THE CENTRAL BANK OF NIGERIA AND ITS IMPACT ON COMMERCIAL BANKS

INTRODUCTION

Central bank of Nigeria is the apex financial institution in Nigeria charged with the responsibility of maintaining fiscal and monetary. Stability in the economy. The CBN has its headquarters in Abuja (F.C.T) with some zonal offices in Lagos, Kaduna, Enugu...

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23. AUTOMATED FORENSIC AUDITING AND FRAUD CONTROL IN NIGERIA

EXCERPT FROM THE STUDY

Nigeria seems to have acquired a name that is synonymous with corruption. As a nation, it has carved out for itself the reputation of the most corrupt in the world. Our treatment in international politics as a parish&nb...

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24. CENTRAL BANK OF NIGERIA AS A CATALYST TO NATIONAL ECONOMIC POLICY AND DEVELOPMENT IN NIGERIA

Background of the Study

Economic policies are deliberate actions by the authority geared towards influencing total spending, output, income, cost of money, employment and other economic activities in an economy.  Economic development on the other h...

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25. CREDIT MANAGEMENT IN THE BANKING SECTOR AND ECONOMIC GROWTH OF NIGERIA

ABSTRACT

In Nigeria, the banking sector is an important part of the financial system, the banking sector dominate the Nigeria financial system as it accounts for about 90% of the total assets in the system. This study is carried out to examine credit management in the...

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26. EFFECT OF CASHLESS POLICY ON THE NIGERIAN ECONOMY

BACKGROUND OF THE STUDY

The recent evolution of technology for financial transactions poses interesting questions for policy makers and financial institutions regarding the suitability of current institutional arrangements and availability of instruments to guarantee fi...

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27. EFFECT OF CRYPTOCURRENCY BAN POLICY ON UNEMPLOYMENT RATE IN NIGERIA

BACKGROUND OF STUDY

The global financial system is no doubt embracing the current transition from physical currency to almost virtual currencies through the medium of technology. This wave has ushered in the birth of crypto currencies. In the light of t...

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28. HEALTH EDUCATION AS A PARAGIDM TO AN ENVIRONMENTAL HEALTH OFFICER

Background to the Study

According to Professor Emmanuel Ofeme, in Owerri, while delivering lecture at the 2nd Sam Okwaraji Memorial Lecture, Published by Chimaobi Uchendu, in the Sun News online sports of Friday, September 19, 2008, he said that unlike vision 2010, whic...

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29. IMPACT OF ILLICIT FINANCIAL FLOW ON ECONOMIC GROWTH IN NIGERIA

Background to the study

Since the debt crisis in the early 1980s, attention has been focused on the outflow of capital resulting from distortionary domestic policies and political instability mainly in the developing nations. The rate at which huge sums...

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30. GOVERNMENT SUPERVISION AND CONTROL OF INSURANCE INDUSTRY IN NIGERIA PROBLEMS AND PROSPECTS

​​​​​​​BACKGROUND OF THE STUDY

Insurance is a safe-guard against risks. Any device aimed at reducing the chances of a risk occurring, when it happens, reducing the extent of its damage and providing the affected persons with compensation is a form of in...

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31. IMPACT OF GLOBAL FINANCIAL CRISIS ON RESIDENTIAL PROPERTY MARKET

Background to the Study

Several local and international media have reported on the cause, impacts and the consequences of global financial meltdown. The global financial meltdown is a situation where the world’s status quo can no longer be maintained (Ajayi, 2013)...

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32. IMPORTANCE OF AUDITORS ON THE INSPECTION OF FINANCIAL STATEMENT

​​​​​Background of the study

It should come as no surprise that huge sums of money and vast amounts of material are being put to use by various business groups (Baker, 2022). Both the quantity of and the monetary worth of activities carried out by the public sector have...

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33. ANALYSIS OF GLOBAL FINANCIAL CRISIS AND ITS EFFECTS ON JOB INSECURITY IN NIGERIA

BACKGROUND OF THE STUDY

Nigeria is inextricably tied to the global financial system. The global financial crisis began in the United States in 2007, expanded to other major economies throughout the world in 2008, and was then transmitted to less developed nations, incl...

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34. DESIGN AND IMPLEMENTATION OF A COMPUTER BASED INFORMATION SYSTEM FOR MORTGAGE FINANCING

Background of the study

The provision of the financial resources that are necessary for homebuyers to complete the acquisition of their properties is the primary objective of mortgage financing systems (Akinwale, 2021). The issuance, sale, and trading of mortgage-backed...

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35. EVALUATION OF NIGERIA CAPITAL MARKET STRUCTURE AND DEVELOPMENT (A CASE STUDY OF NIGERIA STOCK EXCHANGE NSE)

BACKGROUND OF THE STUDY    

The capital market performs for the economy, at the long-term end of the spectrum, the functions which the money market performs at the short-term end of the spectrum. Iimi, A. (2017) opined that This is because the m...

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36. EVALUATION ON TAXATION AS A MOTIVATION FOR GROWTH AND DEVELOPMENT IN NIGERIA

Background of the study

Responsible governments worldwide, whether at the federal, state, or local levels, are concerned with providing social goods and services to their populations. They are responsible for the upkeep of laws and orders within their countries, as well...

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37. THE INFLUENCE OF MONETARY POLICY ON NIGERIA'S ECONOMIC GROWTH

 Background to the Study

Macroeconomic policy consists of the actions aimed at inducing appropriate changes in macroeconomic aggregates such as output, employment and the price level. The major components of macroeconomic policy include fiscal, monetary, debt manag...

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38. IMPACT OF BANK CHARGES ON CUSTOMER SAVING HABIT A CASE STUDY OF UNION BANK PLC

BACKGROUND OF THE STUDY

CBN is solely responsible for regulating the operations of financial firms and actively encourages the growth of financial institutions that are either specialized or connected to development. The Securities and Exchange Commissi...

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39. CONTRIBUTION OF COMMUNITY BANKS IN THE DEVELOPMENT OF RURAL AREA OF ANAMBRA STATE, A STUDY OF FOUR DIFFERENT BANKS

Background Of The Study

The activity that is referred to as "banking" refers to the procedure by which individuals who need money for immediate and justifiable reasons are able to borrow such money in a timely manner. To put it another way, ba...

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40. MONETARY POLICY AND DOMESTIC INVESTMENT NEXUS 1986-2020

Background of the study

Monetary policy interventions such as an increase in money supply indirectly affect aggregate demand and subsequently output and prices through their impact on investment spending. This indirect effect reveals that a change in mo...

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41. PERCEPTION OF CENTRAL BANK OF NIGERIA CASHLESS POLICY BY BANK CUSTOMERS

BACKGROUND OF THE STUDY

The United States of America was the country that started the trend of electronic payment many years ago. Since then, it has spread to other industrialized countries such as the United Kingdom, France, Sweden, an...

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42. MONETARY POLICY AND ITS IMPACT ON THE GROWTH OF NIGERIA ECONOMIC

Background to the Study

Nigeria is still a clear example of a third-world economy in which the expanding economy has some functioning machinery, monetary and fiscal policies that attempt to maintain a balance throughout the whole economy so that growth and development,...

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43. THE IMPACT OF TREASURY SINGLE ACCOUNT PROFITABILITY OF COMMERCIAL BANK IN NIGERIA, (CASE STUDY OF UBA PLC)

Background Of The Study

The Treasury single account is a banking arrangement that was put into place in order to control several accounts that were formed by various ministries, departments, and organizations (MDAs). The primary goal of a TSA is to guar...

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44. EVALUATION INTO COVID-19 SAFETY COMPLANCE LEVEL IN SECONDARY SCHOOLS

BACKGROUND OF STUDY

Coronavirus pandemic 2019 (COVID-19) is the most recent infectious illness to spread fast over the world (Van Doremalen, 2020), to the point of causing a devastating global pandemic [McDowel, 2020]. COVID-19 is caused by the severe a...

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45. EFFECT OF BANK CONSOLIDATION ON PERFORMANCE OF SMALL AND MEDIUM SCALE ENTERPRISES IN NIGERIA

ABSTRACT

 

The central tenet of banking sector consolidation was to develop a strong, reliable and diversified banking sector that is capable of playing effective developmental roles in the economy, such as funding of small and medium scale enterprises an...

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46. EFFECT OF INTEREST RATE ON ECONOMIC GROWTH IN NIGERIA

    1. Background of the Study

 

The effect of Interest rate on economic growth in Nigeria has been a matter of controversy over a long period of time. Yet, what constitutes an appropriate interest rate policy still...

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47. EFFECTIVE MARKET CAPITALIZATION AND THE NIGERIA STOCK MARKET GROWTH

ABSTRACT

The capital market is one the compartment of financial system that promote savings and investment in an economy, by providing the means of gathering saving and making them available to borrower.

The aim of this research work is to examine the effective market capitali...

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48. FINANCIAL SECTOR LIBERALIZATION AND CAPITAL MARKET DEVELOPMENT IN NIGERIA

ABSTRACT

This Research study was carried out to find the link between financial sector liberalization and capital market Development. As part of the Structural Adjustment Programme (SAP) of 1986, the Nigerian Government initia...

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49. AN APPRAISAL OF THE IMPLICATION OF ELECTRONIC BANKING NIGERIA BANKS (A CASE STUDY OF DIAMOND BANK)

ABSTRACT

Electronic banking have long been recognized to play an important role in economic development on the basis of their ability to create liquidity in the economy through financial intermediation between savers and borrowers. It also offers financial services and...

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50. PERCEPTION OF BANK CUSTOMERS ON CBN'S CASHLESS POLICY IN NIGERIA

Abstract

The study was carried out on perception of bank customers on CBN's cashless policy in Nigeria. The Central Bank of Nigeria (CBN) has been active in the inauguration of policies and schemes to foster the implementation of the cashless policy in Nigeria. Howe...

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